HonorVise 401k Plan

The Common Sense Plan for you and your Employees

etting new service standards

anaging every aspect of the plan

Fiduciary partner

igorous fund analysis

ransparent, easy-to-understand fees

HonorVise Investments was founded on the premise that all investors have the right to high value services with transparent and easy-to-understand fees.  As much as this seems like an obvious statement, it is far from a common industry practice.  In fact, the practice of placing investors in loaded funds, earning commissions on trades and receiving kick-backs from mutual fund companies is, by far, the norm.   These fees are buried in the prospectus or SAI disclosure, making it extremely difficult for most investors to find.  These fees are rarely line-itemed on a statement or acknowledged during fee discussions, despite the tremendous drag they are having on the investor’s ability to build wealth.

This practice of hidden and undisclosed fees is even more flagrant in 401k plans.  Insurance companies add annuity wrappers onto the plan, sometimes doubling the cost to the participants.  Publicly available funds are “re-packaged” and offered within the 401k plan with more expensive fees.  Some plans are set up with a default fund that has twice the commission payout as other funds within the plan.  The list goes on and on.  

HonorVise has developed the S.M.A.R.T. plan offering to not only improve the fees and disclosure issues within 401k plans but, just as importantly, put systems and processes in place that greatly improve the fiduciary exposure of plan sponsors and the investment options for plan participants.  We are committed to outstanding service in the management of every aspect of your plan and we believe, in earnest, that our plan is hard to beat.  Once you get to know us, we’re confident you will agree.